Our aim is to deliver honest, reliable, cost effective advice and solutions for our clients in a clear, understandable format.

We seek to enter into a long term ongoing relationship with you and to become your main provider for all of the services that we offer which you may need at different stages in your life.
Our core principal of business revolves around trust. Trust that we will act in your best interests and that all of your dealings with us are totally confidential.

Thank you for visiting our website.


As HR Director for Eir (eircom Ltd), I can highly recommend Total Finance and Tony Nugent to any organisation requiring expert, independent and totally trustworthy advice for its employees or for the organisation.

Tony provided invaluable advice on our strategy for a number of existing Defined Contribution Pension Schemes, advising how we could improve the schemes, fund choice and costs to the organisation. It difficult to get such honest impartial advice, combined with a real in-depth market understanding.

Total Finance, through Tony and his team provided independent and expect financial and wealth management advice to our employees, circa 3,500 employees over a number of years, as part of a group wide program of voluntary redundancy programs.  Tony and his team are held in very high regard by the current and ex-workforce of several thousand people, for the time, expertise and genuine empathy, which Total Finance has shown to everyone during this process, making it a positive experience for those who decided to leave.

Yes I can recommend Tony and Total Finance without any hesitation, as I know Tony and the Team will always offer expert, up to date advice for the advantage of their clients, with the highest integrity, and always with a smile.

“We have been using Total Financial Advice for the last number of years for all of our investment and pension needs. We have always found the financial advice and suggestions provided by Tony and his team to be of the highest order and we have every confidence in his and his team’s knowledge, experience, and expertise.

This confidence, combined with Tony and his team’s very professional yet easy-going and approachable manner, means that we would have no hesitation in recommending Total Financial Advice to anyone who is looking for sound, reliable financial advice.”

Since then Tony has advised me on numerous investments which I wouldn’t have known about had I not gone to him.  All in all I’m in a much better place financially than I would have been had I decided to ‘go it alone’. Tony is always on hand to answer any questions, he returns every call promptly and will arrange to meet wherever it suits [if required].  I couldn’t recommend Total Financial Advice highly enough.

“I have been using Total Financial Advice now for over 7 years. Tony and his team have an amazing knowledge and insight on all matters financial from investments, tax, pension etc. The service they offer is bespoke and tailored to your own personal circumstances and requirements. I have no hesitation in recommending this reliable friendly 5 star service.” Des

I engaged Tony initially when I had to set up a personal pension plan, and the advice Tony gave me was first class, knowledgeable and simple to understand – in what can be a complex subject area. Most importantly the solution has delivered in terms of investment return.

Subsequently I engaged Tony with repatriating UK pension funds to Ireland, and through Tony’s many contacts in the pension industry, was able to construct a solution to deliver the desired outcome to meet my personal objectives.

Tony’s enthusiastic and energetic personality is contagious – and if you are looking for straightforward or bespoke financial advice, then I would have no hesitation recommending Total Financial Advice, and Tony Nugent to provide that solution.”

“Total Financial Advice was recommended to us after we made initial
inquires in regard to purchasing our first home.

From our first meeting and through the entire process we
found Total’s guidance and advise excellent at every stage.

Total’s advise allowed us to make decisions that has given us the
best possible start in our new home, and made the stressful process of purchasing our first home, stress free.

What we found from the process of purchasing was, where possible use the best services available, and we would both put Total Financial Advice in that group.

Pauline and Tony and the Team at Total, would come with our highest recommendation.”

“Michael and myself would like to thank Total Finance for all their help during our recent mortgage application.  Dealing with Tony and Pauline was an absolute pleasure.  They made the whole process simple from start to finish.  Tony took time out to visit us in our own home on many occasions to go through everything any deal with any issues we had. While Pauline handled all the paperwork with extreme professionalism.  I could not recommend Total Finance enough for their dedication, hard work and professionalism as I know if it were not for them we would not have our lovely new home.”

I would just like to recommend “Total Financial advice”  for their recent help and advice I received regarding my work pension and benefits after leaving my employment some years back. Tony Nugent made an appointment and met myself in the comfort of my own home. What was very difficult for me to understand was made simple to comprehend  by Tony . After a short time we agreed the best possible solution for myself and my pension scheme going forward. I received all the necessary paper work to complete my requirements within a few short days .  Now going forward I have total peace of mind regarding my future retirement.

I would highly recommend Tony and Total Financial services for all financial help and advice to  people who require assistance in their financial matters.

Buying a house is a stressful time. Total financial advice take all the stress out of obtaining your mortgage. From making sure all paperwork is up to date, to arranging valuations, to just offering friendly independent advice. Having total in our corner made the whole process so much easier. I couldn’t recommend Tony, Pauline & co highly enough and I will use their services again in the future.

“I have used the services of Total Financial Advice for almost seven years now and found them to be most trustworthy and experts in guiding me through the complexity of a pension fund transfer, taking great care to ensure that each step and detail was explained in a way that enabled me to confidently make the decisions I needed to conclude the transfer. Total Financial absolutely place the client at the centre of all their advice and services and that gave me complete peace of mind.”

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